Estimate the future value of regular monthly investments, total contributions and potential wealth gained over time.
STEP 01💵
Enter monthly investment
Add the amount you plan to invest every month.
STEP 02📅
Choose return and duration
Set your expected annual return and investment period.
STEP 03📈
Review future value
Compare invested capital, estimated gain and maturity amount.
Future Value
—
estimated maturity amount
🎯
Invested Amount
—
total contributions
💰
Estimated Gain
—
growth above deposits
📈
Return Multiple
—
future ÷ invested
✕
Monthly SIP
—
recurring contribution
🗓️
Your SIP Details
₹
%
years
Projected Maturity Value
—ESTIMATED FUTURE VALUE
Contributions—Future value
Enter your details and click Calculate.
Growth Composition
Your contributions—
Estimated market growth—
Growth share of final value—
Total monthly deposits—
SIP Metrics
—
Monthly SIP
—
Annual Contribution
—
Expected Return
—
Duration
—
Estimated Gain
—
Return Multiple
SMART INSIGHT
Your result summary will appear here after calculation.
Calculation Breakdown
Monthly contribution—
Number of deposits—
Total invested—
Estimated gain—
Future value—
Monthly return rate—
Practical SIP Tips
1
Invest consistentlyRegular deposits help build discipline and reduce timing decisions.
2
Increase SIP over timeA yearly step-up can significantly improve long-term outcomes.
3
Use realistic return assumptionsMarket returns vary and are never guaranteed.
4
Stay invested longerCompounding generally becomes more powerful over longer periods.
Growth Projection
Calculate to view milestone projections.
Step-Up SIP Simulator
Standard SIP future value—
Step-up SIP future value—
Additional future value—
Final monthly SIP—
Calculate first, then adjust the annual increase.
Frequently Asked Questions
It estimates the potential future value of regular monthly investments using an assumed annual return, monthly compounding and your selected investment period.
No. The result is only an illustration. Actual mutual fund or market-linked investment returns can be higher or lower and may include fees, taxes and volatility.
A step-up SIP increases the monthly contribution periodically, commonly once per year. It can help your investments grow alongside income.
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Investment Information Disclaimer
This calculator provides general educational estimates only and does not guarantee investment performance. Actual returns may differ because of market movements, fees, taxes, inflation and contribution timing. Consider professional financial advice before making investment decisions.
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