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● Home sale proceeds estimate

Sell House Calculator

Estimate your net proceeds after the remaining mortgage, agent commission, seller closing costs, repairs, concessions and other expenses are deducted from the sale price.

STEP 01Enter sale details

Add your expected selling price and outstanding mortgage balance.

STEP 02Add selling costs

Include commission, closing costs, repairs and buyer concessions.

STEP 03Review net proceeds

See estimated cash left after debts and selling expenses.

Sale price
$450,000
expected selling price
Mortgage payoff
$260,000
remaining loan balance
Selling costs
$39,750
commission and expenses
Net proceeds
$150,250
estimated cash from sale
Net proceeds rate
33.4%
share of sale price
Home sale details
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Estimated cash from sale
$150,250
estimated net proceeds
After paying the mortgage and estimated selling costs, this is the approximate amount you may receive at closing.
Net proceedsMortgageCommissionClosingOther costs
Selling cost breakdown
Agent commission$24,750
Seller closing costs$9,000
Repairs and improvements$5,000
Buyer concessions$1,000
Other selling expenses$0
Total selling costs$39,750
Sale proceeds summary
Expected sale price$450,000
Less mortgage payoff$260,000
Less selling costs$39,750
Estimated net proceeds$150,250
Gross price gain$150,000
Net gain after selling costs$110,250
Home sale insights
8.8%selling cost rate
42.2%gross equity rate
33.4%net proceeds rate
Your mortgage payoff is the largest deduction from the expected sale price.
Common seller expenses
Real estate commissionOften percentage-based
Title and escrow feesLocation dependent
Transfer taxesMay apply
Mortgage prepayment feeCheck lender
Capital gains tax includedNo
Calculation assumptions

This calculator estimates net sale proceeds using the values entered. It does not include prorated property taxes, unpaid HOA dues, liens, moving expenses, mortgage interest through closing, tax consequences or local fees unless entered under other selling expenses.

Frequently asked questions
How much money will I receive after selling my house?

Your estimated cash is the sale price minus mortgage payoff, agent commission, closing costs, repairs, concessions and other expenses.

Are capital gains taxes included?

No. Capital gains tax depends on ownership, occupancy, filing status, improvements and local rules. Consult a qualified tax professional.

Why may my actual closing proceeds differ?

Final lender payoff amounts, prorations, taxes, title charges, negotiated credits and local closing fees can change the result.

Finance & Calculation Disclaimer

Results are estimates generated locally in your browser using standard financial formulas and the figures you enter. They are for informational purposes only and are not financial, credit, tax or legal advice. Actual offers, rates, fees and eligibility vary by provider. VisionVix accepts no liability for decisions based on this tool's output.

ⓘ Home Sale Estimate Disclaimer
This calculator is for general planning only and is not financial, tax, legal, lending or real estate advice. Obtain an official seller net sheet and mortgage payoff statement before making decisions.
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