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Freelance Rate Calculator

Private, client-side calculation

Freelance Rate Calculator

Estimate the hourly and day rate you need to cover income, taxes, expenses, admin time and planned time off.

$/yr
/wk
%
$/yr
STEP 01🎯
Set your income target
Enter the annual take-home income you want before pricing your billable time.
STEP 02🧾
Add tax, expenses & buffer
Include tax reserve, software, insurance, tools and profit buffer so the rate is sustainable.
STEP 03💼
Price billable capacity
Convert your annual revenue requirement into hourly, day and project-ready rates.
Hourly Rate
Enter details
💵
Day Rate
8 billable hours
📅
Revenue Target
annual gross
📈
Billable Hours
per year
⏱️
Tax Reserve
monthly set-aside
🏦
Rate Inputs
$/yr
$/yr
wks
hrs
%
%
Rate Breakdown
💼

Hit Calculate to see your result

Capacity Risk

Calculate to review workload pressure

Rate Metrics
🧮

Metrics appear after calculation

✦ Result Explainer

Your explanation appears here

▣ Rate Action Plan
📋

Your plan appears after calculation

◎ What If Simulator

Test a different billable schedule or buffer without changing your main result.

Calculate your baseline first

● Ask About Your Result
Calculate first, then ask about your hourly rate, day rate, tax reserve or billable capacity.
Frequently Asked Questions

It estimates the annual revenue needed to cover your desired take-home income, business expenses, tax reserve and profit buffer, then divides that by your available billable hours.

Treat it as a pricing floor. Many freelancers quote higher for niche expertise, strategy, urgency, ownership rights, meetings, revisions, procurement delays and project risk.

Freelancers rarely bill every work hour. Admin, sales, bookkeeping, learning and vacation reduce the hours available to earn revenue, so your billable rate must cover non-billable time too.

Business Calculation Disclaimer

Results are estimates generated locally in your browser. This tool does not provide tax, legal, accounting or financial advice. Tax rates, deductibility and business obligations vary by location and entity type. Consult a qualified professional before making pricing, tax or business decisions. VisionVix accepts no liability for decisions based on this output.

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