Estimate SDLT, LBTT or LTT on a residential property purchase across England, Northern Ireland, Scotland and Wales.
£
yr
STEP 01🏠
Enter purchase details
Add the property price, UK nation and whether it is your main home, first home or an additional dwelling.
STEP 02📊
Apply local bands
The calculator applies progressive SDLT, LBTT or LTT bands and the relevant surcharge or first-time buyer relief.
STEP 03💷
Review cash needed
See estimated tax, effective rate, price bands, total cash with deposit and practical completion guidance.
Stamp Duty
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Enter details
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Effective Rate
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of purchase price
%
Total Cash
—
deposit + tax
🏦
Tax System
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Select nation
🇬🇧
Marginal Band
—
top slice rate
📈
📸 Your result card is ready
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Purchase Details
£
£
yr
£
Stamp Duty Breakdown
💷
Hit Calculate to see your result
—
estimated property purchase tax
Low ≤1%Typical ≤3%Notable ≤5%High ≤8%Very High >8%
Stamp Duty Metrics
🧮
Metrics appear after calculation
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Tax Due
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Effective Rate
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Purchase Price
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Relief / Surcharge
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Top Band Rate
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Total Cash Need
LOCAL SMART INSIGHT
✦ Result Explainer
✦
Your explanation appears here
1
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2
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i
Use official conveyancer confirmation.
Rules can vary for linked purchases, mixed-use property, companies, trusts, shared ownership and relief conditions.
▣ Completion Checklist
📋
Your checklist appears after calculation
◎ What If Simulator
Test a different price, deposit or buyer type without changing your main summary.
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Calculate your baseline first
● Ask About Your Result
Calculate first, then ask about SDLT bands, first-time buyer relief, additional property surcharge or cash needed.
Frequently Asked Questions
England and Northern Ireland use Stamp Duty Land Tax (SDLT). Scotland uses Land and Buildings Transaction Tax (LBTT). Wales uses Land Transaction Tax (LTT). Choose the nation where the property is located.
For England and Northern Ireland, first-time buyer relief is applied up to the current qualifying limits. Scotland applies its LBTT first-time buyer nil-rate relief. Wales does not currently have a separate first-time buyer relief for LTT.
Yes. Select Additional property / buy-to-let to estimate higher rates or supplements for additional dwellings. Complex cases should be checked with a solicitor or tax adviser.
UK Property Tax Disclaimer
Results are estimates generated locally in your browser from the selected current residential rates and your inputs. They are for informational planning only and are not legal, tax, conveyancing or financial advice. Stamp duty rules can change and special cases may produce different results. Confirm final liability with HMRC, Revenue Scotland, the Welsh Revenue Authority, your conveyancer or a qualified adviser. VisionVix accepts no liability for decisions based on this output.
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